Personal Loans
Power your next move with our credit solutions designed for your life.
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Power your next move with our credit solutions designed for your life.
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Maziko Personal
Asset-Backed
Turn the value of an asset you already own into the credit you need today. Use your vehicle or other eligible asset as collateral to access a cash loan for your personal needs.
- From MWK 500,000 to MWK 50,000,000
- Repay over 12 months
- 5% per month interest rate
Dula
Salary-Backed DAS
Need extra money without disrupting your monthly budget? Dula is a salary-backed loan for formally employed individulas, with repayments deducted directly from your salary through your employer.
- From MWK 500,000 to MWK 50,000,000
- Repay over 12 months
- 5% per month interest rate
Pachalo
Salary-Backed NDAS
Whether you’re planning for something important or dealing with an unexpected expense, Pachalo gives formally employed people access to a salary-backed loan with self-managed monthly repayments.
- From MWK 500,000 to MWK 50,000,000
- Repay over 12 months
- 5% per month interest rate
Yaphweka Personal
Asset-Finance
Buy now, pay later with Yaphweka. Spread the cost of vehicles, motorcycles, household appliances, and other eligible assets over montly repayments.
- From MWK 1,000,000 to MWK 50,000,000
- Repay over 12 months
- 5.5% per month interest rate
Get a Loan in 3 Simple Steps
Submit your application
Apply online or visit one of our branches in Blantyre or Lilongwe. If you’re not sure which loan is right for you, our team is happy to help.
Provide your documents
Provide the documents needed for your chosen loan. Requirements vary by product and may include your National ID or passport, bank statements, payslip, employer letter or asset invoice
We'll Review Your Application
Our team will assess your application and contact you with a decision within 3 business days.
Get a Loan in 3 Simple Steps
Submit your application
Apply online or visit one of our branches in Blantyre or Lilongwe. If you’re not sure which loan is right for you, our team is happy to help.
Provide your documents
Provide the documents needed for your chosen loan. Requirements vary by product and may include your National ID or passport, bank statements, payslip, employer letter or asset invoice
We'll Review Your Application
Our team will assess your application and contact you with a decision within 3 business days.
Need to finance your insurance premium?
We help you spread the cost of your motor, personal accident, or other personal insurance product while paying in monthly installments.